7 - 11 50 minutes

Safe and sensible spending


Safe and sensible spending is one of five lesson plans belonging to our primary school financial literacy content for ages 7-11 in P4-7 or Years 3-6 to teach children about money. We recommend that you start with Samir’s birthday budget challenge and then use the remaining four lessons (which all contain interactive challenges) in any order, alternatively you can use them as standalone resources. 

Teaching resources

  • Safe and sensible spending: Lesson plan – for use with a group of students in the classroom or in a remote session
  • Safe and sensible spending: Presentation slides – to display to pupils and use alongside the lesson plan, with interactive fields to complete activities as a class
  • Safe and sensible spending: Interactive worksheet – can be provided to pupils so they can follow along and complete the activities in the full lesson plan while working remotely, which can be printed off or completed digitally

The Safe and sensible spending lesson helps pupils understand some of the ways they can keep money safe from scams which can be key to forming good money habits for the future. It also encourages young people to consider different value options when buying something, for example if new is always best and what the benefits of buying second-hand are. Pupils are encouraged to debate the various options with each other, helping to develop the core transferable skill of communication.

The activity requires access to a screen and is designed to be completed as a class, either in the classroom or remotely (please note that for the first activity educators are required to use a computer or laptop, currently the activity isn’t supported by mobile or table devices).

Lesson learning outcomes

By the end of the lesson pupils will be able to:

  • Make simple choices based on value for money when purchasing
  • Recognise the need for planning for the future and saving money
  • Understand how to keep money safe
  • Become aware of scams and fraud and know some ways to protect themselves from it

How does this activity support financial education across the primary curriculum?

This content supports the Financial Education Planning Frameworks to help you deliver financial education across your primary school curriculum for P4-7 or Years 3-6 (KS2). The lesson can be used flexibly as a standalone resource or delivered as part of a series alongside the other four activities, and help develop Core transferable skills as well as financial capability.

Curriculum tags

Download the full lesson plan pack including all related resources

Safe and sensible spending

Choose to download one or more individual resources

Safe and sensible spending: Lesson plan


Safe and sensible: Presentation slides


Safe and sensible: Interactive Worksheet

PDF 499.2KB

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