Payments: past, present and future

Payments:  past present and future Payments:  past present and future Payments:  past present and future Payments:  past present and future

Payments: past, present and future is one of five lesson plans belonging to our primary school financial literacy content for ages 7-11 in P4-7 or Years 3-6 to teach children about money, whilst developing core transferable skills. All resources in the suite have been awarded the Young Money Quality Mark. We recommend that you start with Samir’s birthday budget challenge and then complete the remaining four lessons in any order, alternatively you can use them as standalone resources. 


  • Payments past, present and future: Lesson plan – for use with a group of students in the classroom or in a remote session
  • Payments past, present and future: Presentation slides – to display to pupils and use alongside the lesson plan, with interactive fields to complete activities as a class
  • Lessons overview and alignment to the Financial education planning frameworks guide – discover how this lesson links to the wider Young Money Financial education framework and objectives, and how it can be delivered flexibly alongside the other lessons in this suite

The Payments: past, present and future lesson encourages pupils to explore and discuss the various payment methods of the past, including bartering and livestock, and gets them to think about what the future of money could look like. It helps to develop the core transferable skills of creativity and communication during a writing task, focusing on keeping money safe and planning their own budget.

The activity requires access to a screen and is designed to be completed as a class, either in the classroom or remotely.

Lesson learning outcomes

By the end of the lesson pupils will be able to:

  • Feel confident and in control of their financial situation
  • Understand the value of money
  • Understand how to manage and use money in an increasingly digital and cashless society
  • Understand how to keep money safe

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