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Safe and sensible spending is one of five lesson plans belonging to our primary school financial literacy content for ages 7-11 in P4-7 or Years 3-6 to teach children about money, whilst developing Core Transferable skills. All resources in the suite have been awarded the Young Money Quality Mark. We recommend that you start with Samir’s birthday budget challenge and then use the remaining four lessons in any order, alternatively you can use them as standalone resources.
The Safe and sensible spending lesson helps pupils understand some of the ways they can keep money safe from scams which can be key to forming good money habits for the future. It also encourages young people to consider different value options when buying something, for example if new is always best and what the benefits of buying second-hand are. Pupils are encouraged to debate the various options with each other, helping to develop the core transferable skill of communication.
The activity requires access to a screen and is designed to be completed as a class, either in the classroom or remotely (please note that for the first activity educators are required to use a computer or laptop, currently the activity isn’t supported by mobile or table devices).
By the end of the lesson pupils will be able to:
As a follow-up activity to help your class further understand the concept of saving up for something and earning money to buy it, explore this short film from BBC Teach around solving problems with money.
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